Tag: OCBC

With These Dining Deals, You Don’t Need A Special Occasion To Treat Your Fam To A Feast

Growing up Asian, one of the most important values inculcated into us since young is filial piety.

We’re taught that family should always come first because they are the ones that will care for us unconditionally.

We don’t need an occasion to appreciate our family, we can do it anytime.

Thanks to OCBC Cards, anytime is a good time to treat the family to a feast with these great dining deals.

More Food To Share With The Family

Here are some restaurants that are offering FREE dishes (yes, you read that right!) if you Chong Qing Diced Chicken With Dried Chilli (worth S$24) dish with a minimum spend of S$120.

The good folks at Honguo are known for their Cross Bridge Vermicelli which features double boiled soup cooked with chicken, duck and pork, served with egg, fresh vegetables, meat, and of course, vermicelli.

A minimum spending of S$30 at Honguo will get you and your family a plate of Pork Dumplings with Chilli Sauce (worth S$6.80) for free!

Looking for a more communal meal over your favourite seafood dishes? Head over to No Signboard Seafood Restaurant (except at Geylang Road outlet) and enjoy a plate of Cereal Prawn (worth S$28) for free, with every crab ordered from 11am to 3pm!

There’s no better way to bond with the family than over a messy yet satisfying seafood meal.

One of our favourite casual dining spots is Han’s Café. With their extensive menu, there’s something for the whole family. They have the best Wok-Hei Hor Fun (worth S$8.50) in town.

What’s more, spend S$25 at Han’s to get 2 free pieces of Chicken Wings (worth S$3.80)! This promotion is also available at Hanis Café, except at The Arcade outlet.

Finally, nothing is more comforting than soups.

The soup-meisters at The Soup Spoon are giving a free regular bowl of Velvety Mushroom Stroganoff (worth S$8.10) when you spend a minimum of S$20!

All offers listed here are valid until 31 May 2018. For other mouth-watering 1-for-1 or dishes under S$5 dishes, visit here.

Enjoy more savings when you pay with OCBC 365 Card, that gives you 6% cashback on weekend dining and 3% on weekday dining.

Sign up here by 31 May 2018 and spend $300 on your OCBC 365 Card to receive $50 cashback (terms and conditions apply)!

With so many dining deals and cuisines to choose from, it’s time to take the family out for a feast with your OCBC Card!

Also read Face Your Fears This Friday The 13th At Science Centre’s New Exhibition

(Header Image Source: OCBC)

Life Hack: How To Save $100K Before You Hit 30 In Singapore

Most of us wish to see a six-figure sum in our bank account. We all hope that that day would come sooner.

We have read the news of how young and savvy bankers or entrepreneurs have already made their first 100k well before they hit their 30s.

While most of us do not run businesses and are not born with a silver spoon in our mouths, it is still possible for us to see those golden six numbers before we turn 30!

There are numerous popular savings accounts such as OCBC 360 or UOB One Account that offer attractive yearly interests rates of up to 3.25% and 3.33% respectively.

Here is a breakdown of how much additional interest you can earn simply by saving with OCBC 360 and fulfilling some of their requirements!

The total interest per month may seem like a small amount, but do note that interest is calculated on a cumulative basis.

This means that the more money you have in your bank, the more interest you’ll earn! Additionally, you’ll earn even more interest by adding to a lump sum in the bank over many months and years.

3. Lock Your Money In Fixed Deposits

For some of us, we simply cannot resist the urge to spend.

This does not mean that it is impossible to achieve that 100k goal – it simply means that an alternative measure has to be taken, such as locking your money in a fixed deposit.

Some examples include AIA Wealth Pro Advantage policy, where you can enjoy the flexibility of customising your investment portfolio while enjoying certain insurance coverage.

Additionally, you can even opt to withdraw your earnings before the plan matures without incurring additional fees. All with just a single premium of S$5,000.

However, one thing to be careful of here.

These investment-linked policies typically do not have a guaranteed cash payout as the policy value is built upon the performance of the sub-funds invested in.

If the stocks that the fund manager invests in performs poorly, you might very well end up at the losing end.

Look for policies that offer a fixed guaranteed cash payout in addition to the non-guaranteed payout.

Do not be misled by the high non-guaranteed rate that is typically advertised and jump straight into it without doing your market research!

5. Buying stocks or shares

This is perhaps one of the quickest yet riskiest ways to boost your savings.

While there is no denying that investing in stocks can make you rich literally overnight, it can completely wipe out your entire savings if you are not careful as well.

It could be anything – from being an Uber driver to giving private tuition or making use of existing skill sets (software skills, for example) for side gigs.

For instance, a part-time private tutor teaching at secondary school level could earn an average of about S$35 to S$40 per hour per subject. Assuming a frequency of twice per week for 2 hours, this adds up to approximately S$560 to S$640 per month.

Definitely a great way to supplement your savings!

7. Cut Back On Unnecessary Spending

Finally, save more by cutting back on unnecessary spending. Do you really need to get your caffeine fix at Starbucks or dine at cafes every weekend? Less spending translates to more savings!

A old-school trick to curb these “persistent” spending habits is to avoid credit cards.

These plastic cards offer you the temptation to spend with ridiculously high credit limits and promises of fantastic rebates and cashback.

[caption id="attachment_17859" align="aligncenter" width="1280"] Credit: A Day In The Life Of An Uber Driver – All You Need To Know And Tips Included!